Home Loan & Finance
Read the latest articles on Mumbai and Pune real estate, Godrej Properties projects, market trends, home buying tips and investment opportunities.
Home Loan & Finance
Joint Home Loan in Maharashtra 2026: Tax, Stamp Duty and Risks
Quick Answer Related Godrej projects nearby: Godrej Bandra Reclamation — Sea-Facing 4 BHK, Mumbai →Godrej Trilogy – Worli, Mumbai →Godrej Horizon – Wadala Mumbai → A joint home loan in Maharashtra lets two close relatives combine incomes to borrow more, and lets each co-owner claim up to Rs 2 lakh of interest and Rs 1.5 […]
Home Loan & Finance
Pre EMI vs Full EMI 2026: Under-Construction Flat Loans in Mumbai
Quick Answer Pre-EMI means paying only interest on the loan amount released so far while your flat is being built. Full EMI means paying principal and interest from the first disbursement. On a Rs 1.5 crore Mumbai loan over a 3-year build at 8%, full EMI saves roughly Rs 5.6 lakh to Rs 32 lakh […]
Home Loan & Finance
Home Loan Balance Transfer in Mumbai 2026: Costs, Rates, Break-Even
Quick Answer Related Godrej projects nearby: Godrej Bandra Reclamation — Sea-Facing 4 BHK, Mumbai →Godrej Trilogy – Worli, Mumbai →Godrej Horizon – Wadala Mumbai → A home loan balance transfer usually pays off in Mumbai when the new lender’s rate is at least 0.5% lower and 10 or more years remain on the loan. Switching […]
Home Loan & Finance
Capital Gains Tax on Property in Mumbai 2026: LTCG, Indexation, Sec 54
Quick Answer Related Godrej projects nearby: Godrej Bandra Reclamation — Sea-Facing 4 BHK, Mumbai →Godrej Trilogy – Worli, Mumbai →Godrej Horizon – Wadala Mumbai → If you sell a Mumbai flat after holding it for more than 24 months, the gain is long-term and taxed at 12.5% without indexation. If you are a resident and […]
Home Loan & Finance
Home Loan Tax Benefits 2026: Old vs New Tax Regime for Mumbai Buyers
Quick Answer Related Godrej projects nearby: Godrej Bandra Reclamation — Sea-Facing 4 BHK, Mumbai →Godrej Trilogy – Worli, Mumbai →Godrej Horizon – Wadala Mumbai → In 2026, home loan tax benefits on a self-occupied flat are available only under the old tax regime: up to Rs 2 lakh of interest and Rs 1.5 lakh of […]
Home Loan & Finance
Total Cost of Buying a Rs 20 Crore Home in Mumbai in 2026
Quick Answer Related Godrej projects nearby: Godrej Bandra Reclamation — Sea-Facing 4 BHK, Mumbai →Godrej Trilogy – Worli, Mumbai →Godrej Horizon – Wadala Mumbai → The total cost of buying a Rs 20 crore home in Mumbai in 2026 is about Rs 22.3 to 22.5 crore for an under-construction flat. That adds 5% GST (Rs […]
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